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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash involving an 18 wheeler, the claim may take longer to settle than a typical car accident claim. Truck accidents are often caused by serious injuries. But, every truck crash is different and there are a variety of factors that affect how long it takes to settle. Here are a few of the most important factors. Insurance claims As with all vehicles on the road, 18 wheeler truckers are required to carry a minimum amount of insurance. This is due to the fact that collisions with large trucks are more likely to result in serious injuries and property damage compared to a normal car accident. In fact, these crashes often cause death and a number of catastrophic injuries. Therefore, it is crucial for victims of these accidents to make a claim for the compensation they are entitled to. It can be a challenge to find a policy that is able to meet all your needs, even though 18 wheeler coverage is a necessity. Depending on the kind of cargo your trucks transport it is possible that you will require additional types of insurance. For instance, hazmat transporters might require upwards of $5 million in liability insurance. Other policies that you might require include towing insurance, trailer interchange insurance and cargo insurance. An experienced attorney can assist you in determining what kind of insurance is required by your company. The attorney will also assist you in negotiating with insurance companies to ensure that your claim is properly settled. In some instances, insurance companies will try to reduce their liability by claiming comparative negligence. This can seriously diminish the value of your claim. An attorney can help debunk these claims and ensure you get the most compensation you deserve. A skilled lawyer will ensure that you get the funds needed to recover regardless of how you were hurt in your accident. Settlements In many cases, the victim of a truck collision will be offered a settlement prior to filing an action. The insurance company of the trucking company or legal team will make this offer, which is often significantly less than what the victim is entitled to. A victim should never accept a deal without consulting an attorney for personal injuries first. The amount of the settlement is contingent upon several factors, including the severity of injuries and property damage. It also varies based on medical costs. Non-economic damages can also be a factor, particularly if the crash left you physically and emotionally distressed. These damages are hard to quantify and require professional analysis. The amount of compensation you receive is also influenced by decision on liability. If you can prove that the responsible party violated traffic laws or was negligent or caused the accident through some other act of misconduct, they will be liable for the damages. However, there are other legal defenses that limit their liability, including comparative fault or contributory negligence. The owner of the trucking company could also be held liable for the accident. This could happen in the event that a driver operated a truck in a hazardous condition, or the company did not maintain the vehicle. Additionally, if the cargo was improperly loaded or a portion of the truck was damaged the shipping and cargo loading companies could be held responsible. Filing a lawsuit If the insurance company fails to offer a fair settlement, you may have no other choice than to bring a lawsuit. This can increase the timeline to reach a decision however, it could also result in a larger amount of damages. Whether you choose to settle or go to trial, a skilled truck accident lawyer is your best option. You need someone to protect your interests because the insurance companies will attempt to undervalue your claim. A Lafayette truck accident lawyer can examine your accident and determine the worth of the damages to ensure that you get the maximum amount of compensation. In the majority of 18 wheeler collisions several parties are responsible. If the truck driver was under the impaired by alcohol or in violation of the rules regarding hours of service, then the employer could be held responsible. In addition, the maker of a part for a vehicle or repair shop could be held responsible in the event that a defective component caused the accident. Additionally, cargo-loading or shipping companies may be held responsible for accidents that happen to their trucks. This is due to the fact that these trucks have to be loaded and shipped in a safe manner to avoid them tipping over or striking jackknifing. Consequently, 18 wheeler accident lawyer chicago must adhere to strict safety standards. Additionally, you can seek compensation for non-economic losses like discomfort and pain. Trial Negotiations with insurance companies are usually used to settle the majority of cases of truck accidents. A fair settlement should cover all medical expenses and treatment costs and any other losses that you've suffered or are likely to suffer. An attorney can help determine the potential damages in the future and also determine the possibility of punitive damages. A qualified attorney can guide you through this process. The severity of your injuries will determine the amount of compensation you can expect. Some injuries will only affect you for just a few months or weeks, while others will have a longer or permanent impact on your life. It can take a long time to determine the fault, as it's not always obvious in 18 wheeler collisions. This is due to the possibility that there could be multiple parties at fault including the driver of the truck as well as the company that employs them. In some cases there may be mechanical problems with the vehicle which cause a crash. In this situation, it may be necessary to hold the repair shop or manufacturer accountable for any damages. There are a myriad of factors that affect the amount of an 18-wheeler settlement however, these cases tend have larger settlements in general than those involving automobiles. This is due to the nature of the injuries and damages that are caused by these accidents, which may be catastrophic.